Info About Health And Risk Assessment

Identify theft affects up to 11 million Americans every year according to the 2009 Identity Fraud Survey Report published by Javelin Strategy and Research. Resolving the damage caused by identity theft takes an average of 21 hours according to Javelin, although some people continue to encounter problems with identity theft for months or years after the initial crime.

Identity Theft Methods

The Federal Trade Commission warns that identity thieves use multiple methods to acquire personal information. High tech identity theft includes phishing (using fraudulent emails or websites to convince people to give up their information) and skimming (attaching recording devices to credit or debit card machines to copy card information). Less sophisticated methods include dumpster diving (searching garbage for documents containing personal information), changing a person's mailing address to redirect financial mail, and simply stealing mail, purses, or wallets.

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• Morningstar Risk Ratings

  Morningstar's Risk-adjusted Ratings. William F. Sharpe* Stanford University January, 1998 . Summary. The last decade has seen the rapid growth of investment via ...